Without progressive reform to the pensions and savings environment, governments across Africa are likely to face mounting pressure to provide appropriate social welfare.
John Marsh was a member of the Carter Center team of observers.
The East Africa, the Horn of Africa and Great Lakes region had 4.5 million refugees by the end of 2020.
Cases in Rwanda have shot up with authorities counting 662 cases and seven deaths on Monday.
The move follows positive progress initiated by President Evariste Ndayishimiye.